Cover the basics — and more.
Your home. Multiple vehicles. A boat. Teenage drivers. No matter your need, we can handle it. Our associates are not only experienced in covering the basics; they also help ensure that you get the right coverage to fit your needs.
If you have the complex needs of a high-net-worth individual or family, let our dedicated personal insurance team help ensure that your assets are adequately protected.
How well are you limiting your personal exposures and protecting your wealth?
If you answer “yes” to any of the following questions, you may benefit from visiting with a Signature Select associate.
Have you outgrown your current insurance provider?
Mass-market insurance providers are able to provide secure coverage up to a certain point, but if you have complex personal risk management needs and specialized coverage requirements, you will benefit from visiting with a provider that has access to a broader range of carriers and coverage options.
Do you have enough personal liability insurance?
Don’t let a lawsuit endanger your personal wealth. In today’s litigious society, settlements have the potential of reaching payouts of $10 million and greater. This often exceeds the amount of liability coverage carried by an individual — leaving personal assets exposed.
Is your home custom-built or possibly underinsured?
Your home is one of a kind. If anything were to happen, are you certain that your current policy provides for the full replacement coverage needed to restore your home — and its special features — to your exact standards? Does your current insurance provide flood and wildfire coverage?
Do you regularly review your coverage with your agent?
Your personal assets and needs can change more in the course of a year than you may be aware. A long-term relationship with an experienced provider can ensure that your total insurance portfolio and risk management program is fulfilling your personal requirements.
Have you changed ownership of property to a Trust or LLC?
This shelter arrangement may not be covered with your current policy. Make sure that your current insurance carrier is informed and able to properly protect these assets.
Are you involved in your community?
Philanthropic work has the potential to put you in the public eye and increase your risk of identity theft or nuisance lawsuits. Personal Directors and Officers coverage can offer protection that allows you to more fully enjoy your involvement.
Do you own recreational vehicles?
A thoughtful review of policies and policy sub-limits allows you to make informed decisions on adequate coverage for your ATVs, personal watercraft or motor homes.
Are you a collector?
If you’ve spent considerable time and money to collect items, such as art, jewelry, furs, wine and automobiles, you will want to rest assured that they are protected adequately. Some items might warrant coverage separate from your auto or homeowner’s policy.
Does anyone in your family travel abroad?
International travel, whether for work, vacation or school, can provide unique exposures. Auto and excess liability policies can help make your travel more worry-free.
Do you employ workers in your home?
Domestic workers, such as nannies, housekeepers and gardeners, increase your exposure to identity theft and claims for workers compensation, sexual harassment, discrimination and wrongful termination.